Best Life Insurance Companies In West Palm Beach

West Palm Beach is a great place to live. It’s sunny 238 days out of the year, has affordable living, has no state income tax, and on top of all that has many different social activities for people of all ages.

With all these great things to look forward to, the last thing you want to worry about is leaving your loved ones behind without proper financial security. That’s where life insurance comes in. 

Within West Palm Beach, there are a lot of different life insurance companies. Because of this, it can be overwhelming to determine which one is the best fit for you and your family. To help make this process easier, we have compiled a list of the top life insurance companies in West Palm Beach.

What Makes a Good Life Insurance Company?

Before we dive into the different options, let’s talk about what factors make for a good life insurance company.

Multiple Options

Everyone is unique, that’s why when choosing a life insurance company they must offer multiple options. The last thing you want is a company pushing certain products to you because that’s all they offer. Look for a company that has multiple policies and options, so you can choose the one that best fits your needs.

Pricing Options

A good fit is important, however, so is choosing a policy that isn’t going to be too expensive for you. You want to work with a company that allows you not only to find the policy that specifically suits you but also your budget. This can be hard simply because some companies try and sell you as much as possible to make more money, rather than finding something that works for you at a reasonable price.

A good life insurance company will enable you to take out a term, whole, or universal life policy.


You’ll be surprised how many people know nothing about their insurance policy. Not knowing about your policy could lead to:

  • Not understanding the benefits and how they work.
  • Not knowing what your family will receive when you pass away.
  • Not understanding the terms and conditions of your policy.
  • Getting hit with fees that you weren’t aware of.

To prevent any of this from happening, work with a company that takes the time to educate their clients and ensure they understand every aspect of their policy.


There are a couple of different things that make up a life insurance company’s reputation. First is their reviews, take the time to look up what others are saying about their experience with the company. Additionally, look into their financial stability and how long they’ve been in business. A company with a strong reputation and history of success is more likely to provide you with quality service and support.

Customer Service

It’s extremely easy to get in touch with a company while you’re looking for a life insurance policy. But what about when you have a question about your policy or when you’re filing a claim? Make sure to research the company’s customer service and ensure they have a responsive and helpful team. It’s not worth working with a company that won’t be there for you when you need them the most.

Financial Stability Of The Company

Lastly, you want to make sure that the company you choose has strong financial stability. Life insurance is a long-term commitment and you want to be confident that the company will still be around when it’s time for your beneficiaries to receive their benefits. Look into the company’s credit ratings and ensure they are financially secure before making a decision.

Now that we have gone into the different factors to consider when choosing a life insurance company, let’s dive into the best options for you while living in West Palm Beach, Florida.

#1 Liberty Financial Group

At Liberty Financial Group, we believe we’re number one for many reasons. Since 2011, we have dedicated ourselves to helping people secure life insurance as efficiently as possible, while also making the process informative. We noticed a gap in the market and realized that companies train their agents to remain focused on their proprietary products, as opposed to what’s best for the client. Here’s how we were able to close that gap and provide top-notch service in the West Palm Beach area:

We Partner With Over 50 A-Rated Insurance Companies

What are A-rated insurance companies exactly? A rating is used to rate a company’s financial strength and ability to meet its ongoing insurance policy obligations. Long story short, whatever company you go with through our partnerships will be financially stable and have the resources to pay your beneficiaries.

We Aim To Educate, Not Sell

Because of these partnerships, we’re able to focus on educating instead of selling. We want our clients to make the very best decision for them. We don’t sell to make a commission; we educate to create a lasting relationship.

The Perfect Policy For You, With Good Pricing

Not only are we able to match you with a good policy, but because of our partnerships, we can guarantee you the best price possible as well.

If you’d like to get quotes from us, all you have to do is go to this page and fill out your information. If you have any questions for us, you could also give us a call at 888-414-3873.

#2 All Horizon Financial Services Corp

Second on our list is All Horizon Financial Services Corp. Horizon Financial Services Corp is a company that offers health insurance, dental insurance, and life insurance.

When it comes to life insurance, they offer term and permanent life insurance policies.

Here are some key features of life insurance from All Horizon Financial Services Corp:

  • Some policies include benefits that can be accessed while the insured is still alive.
  • They have some options for level monthly payments which can make budgeting easier.
  • They have a variety of policy options, so you can find one that fits your unique needs.

Insurance Providers Represented

Much like us, All Horizon also has some partnerships which include Protective Life Insurance, Midland National Life & Annuities, Ohio National Financial, Illinois Mutual Life Insurance, American National, and National General. This gives them a diverse selection of policies to offer and ensures that they can find the best fit for you. However, their partnerships aren’t as extensive as ours, which means their options may be more limited.

They Educate Their Clients

Also like us, because they have partnerships in place, All Horizon has knowledge and experience in the industry that they’re able to pass on to their clients.

Takeaways From Their Website

On the home page of their site, they seem to favor medical insurance over life insurance which may indicate that their main focus is not on life insurance.

#3 Bankers Life

Number three on our list is Bankers Life. Bankers Life is a company that offers comprehensive life and health insurance, annuities, financial services, and workforce benefits solutions.

Dating back to 1879, Bankers Life has been in the business for over 140 years and is one of the oldest insurance companies in the United States. They have a strong reputation for providing quality products and customer service.

What Life Insurance Does Bankers Life Have To Offer?

When it comes to life insurance, Bankers Life offers term life, whole life, and universal life. They also offer many additional benefits and riders which means they can customize a policy to fit your specific needs.

Although they have offered a comprehensive list of life insurance options, the biggest problem is the company’s size. They offer a less personal experience than people would like and there are a lot of complaints within their reviews when it comes to customer service.

On top of that, through the reviews you also see that the salespeople are pushy, which is the opposite of what we’re all about and the opposite of what people want when they’re trying to buy life insurance.

#4 Leiba & Associates Insurance & Financial Agency, LLC

Our fourth and last company on the list is Leiba & Associates. Founded by Jason Leiba, they have two decades worth of experience providing insurance and financial services to individuals and businesses.

What Do They Offer In Terms Of Life Insurance?

They offer both permanent and term life insurance. On their site, they highlight the importance of offering a bunch of different policy types because everyone is different and deserves a policy that is tailored to them.

What Do Customers Have To Say About Leiba & Associates?

While looking at their reviews on Google, it’s evident that they have good reviews. However, A large majority of their reviews were about their seminars or their financial advising, which is not what we’re focused on for this article. The very few reviews that were mentioned about their life insurance service were positive.

Work With Us To Get The Best Policy and Pricing For You

The other companies on the list are good. However, we believe that we have a better understanding of what people want and need when it comes to life insurance. We pride ourselves on our personalized service and putting the needs of our clients first.

We have the most extensive partnership network in West Palm Beach which allows us to give the people of West Palm Beach the best options and pricing. 

If you want to work with us, fill out your information here now!