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Homeowners Insurance Quotes & Policies
At Liberty Financial Group, we understand that your home is more than just a structure. It's a sanctuary that reflects your life's journey and holds countless memories. That's why we are dedicated to offering tailored homeowners insurance policies designed to protect your most valuable asset, ensuring you have the peace of mind you deserve.
By choosing Liberty Financial Group, you benefit from:
- Tailored Coverage: We offer personalized insurance options that match your specific needs and circumstances.
- Multiple Quotes: We simplify the process by providing multiple quotes from various top-rated companies, saving you time and effort.
- Competitive Rates: Our access to a wide range of insurers helps you find the most competitive rates available. Save up to 40%!
- Local Expertise: We consider all factors, including coverage options, neighborhood crime rates, the age and condition of your home, and more!
Feel peace of mind behind the wheel with Liberty’s
3 Step Process
Connect with an insurance expert who will discuss your options in detail and provide personalized advice.
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Personalize Your Plan
Then, we shop your insurance and save you money by matching you with the best insurance policy tailored to your needs.
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Enjoy & Save
Enjoy the peace of mind that comes with feeling secure while saving money and getting the best value for your investment.
Homeowners insurance coverage explained simply
Dwelling Coverage
This protects the value of your home itself, excluding the land it sits on. It covers the cost of rebuilding or repairing your home in the event of damage from perils such as fire, storms, or theft.
Personal Property Coverage
Your personal belongings hold sentimental and practical value, which is why this coverage protects your possessions – both within your home and while traveling – up to the policy limits. It covers items owned or used by you and your family, including guests’ belongings while on your premises.
Other Structures Coverage
This plan covers up to 10-20% of protection to structures around your property that are not used for business purposes, such as a private garage or shed.
Loss of Use Coverage
Should your home become uninhabitable due to a covered peril, this coverage guarantees you can maintain your standard of living by covering additional living expenses, such as temporary housing and increased costs of food and utilities. It also protects you if a civil authority prohibits access to your home due to an insured event.
A Few of Our Top Carriers
Frequently asked questions
What Types of Homeowners Insurance Policies Does Liberty Financial Group Offer?
Liberty Financial Group offers a range of homeowners insurance policies designed to protect your home and belongings. Our policies include dwelling coverage, personal property coverage, liability protection, and additional living expenses coverage. We also offer specialized coverage options, such as flood insurance and coverage for high-value items like jewelry or art. Our goal is to ensure that your home and everything in it is adequately protected against a wide array of risks.
What Should I Consider When Choosing a Homeowners Insurance Policy with Liberty Financial Group?
When choosing a homeowners insurance policy with Liberty Financial Group, it’s important to consider the value of your home and belongings, potential risks in your area (such as floods or earthquakes), and your financial situation. Our advisors help you assess the right amount of dwelling and personal property coverage, as well as the appropriate level of liability protection. We also discuss additional endorsements or riders that may be necessary to fully protect your home, ensuring you have comprehensive coverage without overpaying.
How Can I Save Money on My Homeowners Insurance Premiums with Liberty Financial Group?
Liberty Financial Group offers several ways to help you save on your homeowners insurance premiums. You can lower your costs by increasing your deductible, bundling your homeowners insurance with other policies like auto insurance, and implementing safety features in your home, such as security systems or fire alarms. We also offer discounts for new home purchases, claim-free histories, and loyalty to our company. Our agents regularly review your policy to identify potential savings and ensure you’re getting the best value.
What Makes Liberty Financial Group Stand Out Among Homeowners Insurance Providers?
Liberty Financial Group stands out for its personalized service, extensive coverage options, and commitment to client satisfaction. We take the time to understand each homeowner’s unique needs and craft tailored insurance solutions that provide robust protection at a competitive price. Our claims process is streamlined and customer-focused, ensuring that you receive prompt and fair assistance when you need it most. With Liberty Financial Group, you have a trusted partner dedicated to safeguarding your most valuable asset—your home.
